Direct Payments

What is a Direct Payment?

A Direct Payment is one way you can choose to manage your personal budget. It puts you in control of the care you receive.

A Direct Payment is money transferred to you by the council to pay for services to meet your needs as outlined in your support plan. The Direct Payment is made every 4 weeks for you to spend on your support. The money must be spent on meeting your outcomes agreed in your care and support plan.

There are a number of ways you can choose to manage a Direct Payment:

  • Receive the money into a bank account (this must be a separate account only used for your Direct Payment).
  • Receive the money on a pre-payment card. This works like a debit card.
    More information about pre-payment cards
  • An Individual Service Fund - where the money goes to the service provider you want to provide your care and support. You decide how to spend the money but the provider manages it on your behalf and is accountable to you. The service you receive is delivered exclusively by that provider.
  • A Managed Account - where the money goes to a service provider of your choice. You decide how to spend the money but the provider manages it on your behalf and is accountable to you. The money can be used to pay for services delivered by one or many service providers, which may or may not include the one that manages the money for you. There may be a charge for this service.

You could also choose a combination of these options.

What are the benefits of a Direct Payment?

  • Direct Payments offer you the option to take control over your support.
  • You will have a lot more choice in choosing the services you require.
  • Direct Payments can be used flexibly and differently from week to week to meet your needs.
  • You can choose and employ your own Personal Assistant (if they don’t live with you).
  • Choosing and Purchasing can support you to recruit a Personal Assistant and carry out DBS checks on your behalf.

Who is a direct payment suitable for?

To have a direct payment, you need to be confident with money and paperwork. You need to be able to keep receipts and invoices and submit these to the Council when requested. Stockport council will carry out regular checks to make sure the money is being used in the correct way, and may suspend a Direct Payment if they do not receive the information requested or you break the terms of the Service User Agreement.

Direct Payments may not be suitable if you spend long periods of time in hospital.

Find out more

For more information about Direct Payments, contact Adult Social Care